Choosing your account type

The first question sign-up asks is How will you use Fuzopay? Your answer sets which features you get and which verification path you follow.

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The two options

Individual

Get paid, save in dollars, and send money as yourself. Best for freelancers, remote workers, and people paid across borders.

Verification: government ID and a selfie. Usually takes minutes.

Choose this if the money is yours personally — even if you invoice clients, work through platforms, or call yourself a sole trader. What matters is whose name the funds are in, not whether you run a business in the everyday sense.

Business

Receive and send funds in your business's name. Best for registered companies, startups, and teams.

Verification: company documents plus an owner ID check.

Choose this only if the funds belong to a registered legal entity — a company with its own registration number, its own bank relationships, and its own name on invoices.

Important. Business accounts are marked Coming soon and cannot be selected yet. Only individual accounts are open today.

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Not sure which one?

The sign-up screen gives the short version:

Choose Individual for personal earnings, or Business for funds owned by a registered company.

The test is ownership. Ask yourself who legally owns the money arriving:

Situation	Account type
Freelance client pays you by name	Individual
Platform payout to you personally	Individual
You are a sole trader with no separate legal entity	Individual
Payments made out to a registered company you own	Business
Funds belonging to a startup, agency, or team	Business

Getting this wrong is not a small formality. Verification checks the account holder against the documents you provide, so a mismatch between the account type and the real owner of the funds causes a review to stall or fail.

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How the choice is saved

The flow is slightly unusual and worth knowing about, because it explains something you may notice on screen.

1. You pick a type on the first sign-up screen and select Continue.
2. Your choice is held locally while you fill in your email and password — the account does not exist yet, so there is nowhere on our side to store it.
3. On the details screen, the type appears above the heading as ← Individual account · Change. Selecting it takes you back to switch.
4. After you verify your email and sign in for the first time, the type is saved to your account.

So there is a short window — after the form, before your first sign-in — where the choice exists only in your browser. If you abandon sign-up midway and come back later, you will be asked again. Nothing is lost.

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Changing your account type later

Before your first sign-in, select Change on the sign-up form.

After your first sign-in, the account type is fixed to your profile and is not editable from Settings. If it is wrong, contact support@fuzopay.com before you start identity verification — it is far simpler to correct beforehand.

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What the account type changes

	Individual	Business
Verification	Government ID and selfie	Company documents plus an owner ID check
Typical time	Minutes	Longer, because company and ownership documents are reviewed
Name on the account	Your first and last name	The company's legal name
Editable profile fields	First name, last name, phone number	Legal name, phone number
Availability	Open now	Coming soon

On the Settings page, the Profile details & KYC card reflects this: an individual account shows a full name built from your first and last name, while a business account shows the registered legal name.

Note. Whichever type you hold, your profile details can only be edited while onboarding has not been submitted. Once identity verification starts, verified details are locked. See Update your profile details.

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Related articles

• How to open a Fuzopay account
• Identity verification (KYC), step by step
• Update your profile details
• What is Fuzopay?