Deposit
Deposit Crypto or Cash.Start earning right away.
Add funds from any wallet or your bank.Your balance is ready the moment it arrives.
Flexible Earn
Your money starts workingthe second it lands.
Every deposit is put to work on arrival — up to 9% APY, our highest flexible rate. No switch to flip. No waiting period. Withdraw in full whenever you want, and keep every cent already earned.
- On arrivalBalance in the account is already earning — nothing to turn on.
- On your termsTake the full amount out instantly. No penalty. No notice period.
- On a higher ratePrefer a set term? Locked Stake pays more —compare the full program.
Policy
Deposit now.Verify before it moves.
Your deposit address is ready instantly — no identity check to generate it, no cap on this step. Funds can arrive and sit in the account today. They stay protected and unusable until verification clears, then convert, spend, or withdraw.
- Address
0 - While pending
100 %- Outbound
0
KYC to generate
Held until verified
Exceptions
- On depositNothing stands in the way of sending funds in — start now.
- On arrivalUnverified balances sit in place, locked from any outbound action.
- On verifyComplete KYC while funds are already held — then they can move.
Visible now. Usable after KYC.
Stablecoin conversion
Auto-convert USD and cryptoon every pay-in.
Incoming USD is converted to stablecoins automatically — no manual swaps, no waiting for settlement. Deposit through your local account details; it's already digital dollars by the time you check your balance.
- Automated conversion
100 %- Manual swaps
0
On every pay-in
Required
How it works
Three steps.Monitored the whole way.
- 01
Pick Crypto or Bank
Choose the method that matches what you're sending.
- 02
Get Your Details
A wallet address, instantly — or your local account details, ready immediately.
- 03
Send Now
Crypto deposits and converted fiat are available in your balance as soon as they land.
FAQ
Questions about deposits
No. Generating a deposit address and receiving crypto does not require KYC. Verification is required before converting, spending, or withdrawing any deposited funds — not before depositing.
No. Converting, spending, or withdrawing any deposited funds requires KYC, with no exceptions. Unverified deposits are visible in the account immediately, but locked from any outbound action until verification clears.
As soon as the network confirms it. Timing depends on the asset and network. Pending is usually still in transit, not declined.
Fuzopay charges $0 to deposit. Your sending bank or the crypto network may charge their own fee.
Send only listed assets on the matching network shown with the address. An unsupported asset or the wrong network can be unrecoverable. Check the asset and network before you send.
After you open an account, your local account and routing details are in the account. You can also review supported regions and rails on the Global Bank Accounts page.
Fiat sent to your local details converts automatically to the crypto you chose, the instant it lands. For the full conversion flow, see Crypto Conversion.
Typically a government ID and a matching selfie. Some markets may request proof of address or a local tax ID. Those requirements appear when you start verification.
It starts the second a deposit lands. There is no toggle, no form, and no waiting period. Balance in the account is balance already earning at up to 9% APY on Flexible Earn.
Yes. Flexible Earn has no lockup and no penalty. Pull the balance out in full whenever you want, and keep every cent earned up to that moment. KYC is required before any withdrawal.
Flexible Earn is automatic, up to 9% APY, with instant withdrawal and no commitment. Locked Stake is a published term — 3, 6, or 12 months — at a higher rate. See the Staking page for the full comparison.
Deposit Today.Flexible Earn Starts Today.
Crypto or bank.
Zero fees.
Up to 9% APY through Flexible Earn — withdraw anytime.