Flexible Earn pays up to 9% APY with zero lockup. Staking pays up to 12% APY for those willing to commit a term. Both rates are published and updated openly — nothing is a teaser rate that quietly drops after signup.
Most platforms make your money wait to start growing. Ours doesn’t — and it doesn’t stop at a mediocre rate either.
Published APY
Starter
Up to $30kGrowth
$30k–$100kPrime
$100k+Each pair is Flexible Earn / Staking 12-month published APY for that hold amount.
No lockup
Up to
Hold a balance and it earns automatically. Withdraw anytime.
Flexible Earn is a published yield on your Fuzopay balance, not a bank savings account.
See How Flexible Earn WorksTerm
Up to
Lock 3, 6, or 12 months for a higher published ceiling.
Prime published rates · $100k+
Best for balances you will not need in the near term. Early-exit rules, if available, are shown at deposit.
See What Your Balance Could EarnFuzopay moves money for people and businesses in every market we serve
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Deliver customized product and content suggestions.
Protect your business with real‑time threat detection.
Smart chatbots and voice assistants to elevate customer experiences.
FAQ
Clear answers on fees, yields, local accounts, and how one balance replaces a stack of apps.
Fuzopay gives you a virtual U.S. dollar account with real routing details, automatic stablecoin conversion, pay-in and payout tools, a spend card, and staking rewards—so you can receive, hold, convert, and spend digital dollars in one place.
After you open and verify your account, you get routing and account details you can share with clients, marketplaces, and payment platforms. Incoming USD pay-ins land in your Fuzopay balance as digital dollars—ready to hold, convert, stake, or spend.
Staking rewards scale with your balance: 6% APY from $10k, 9% APY from $50k, and 12% APY from $100k. Higher tiers also unlock lower crypto and currency conversion fees, more card cashback, and faster pay-in and payout processing.
Yes. Deposit local currency or receive pay-ins, then convert to stablecoins at a live mid-market rate. Use your Fuzopay card to spend from your balance anywhere cards are accepted, or send payouts and withdraw to your local bank when you need cash out.
Virtual USD accounts, stablecoin conversion, cards, and staking rewards—Fuzopay handles the hard part.